/* Horizon Health Benefits — marketing site
   Brand: Horizon Orange #E8610A, Charcoal #26211C, Warm Gray #6B665F,
   Soft Peach #FAECE7, White. Arial/Helvetica per brand guidelines. */

:root {
  --orange: #E8610A;
  --orange-light: #F2894A;
  --charcoal: #26211C;
  --warmgray: #6B665F;
  --peach: #FAECE7;
  --white: #FFFFFF;
  --border: #EDE6DE;
  --max-width: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.5;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
.wrap { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }

/* ---------- header ---------- */
header.site-header {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.96);
  border-bottom: 1px solid var(--border);
  z-index: 100;
}
.header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 17px;
  text-decoration: none;
  color: var(--charcoal);
}
.brand img { height: 34px; width: auto; }
nav.site-nav { display: flex; align-items: center; gap: 28px; }
nav.site-nav a.navlink {
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  color: var(--warmgray);
}
.btn {
  display: inline-block;
  font-weight: 700;
  font-size: 14px;
  text-decoration: none;
  border-radius: 6px;
  padding: 11px 22px;
  cursor: pointer;
  border: none;
}
.btn-primary { background: var(--orange); color: var(--white); }
.btn-primary:hover { background: #d1560a; }
.btn-outline { background: transparent; color: var(--orange); border: 1.5px solid var(--orange); }

/* ---------- hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  background: var(--white);
  padding: 100px 0 92px;
  min-height: 480px;
  display: flex;
  align-items: center;
}
.hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 78% center;
  z-index: 0;
}
.hero-fade {
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(100deg,
      var(--white) 0%,
      var(--white) 32%,
      rgba(255,255,255,0.92) 42%,
      rgba(255,255,255,0.55) 58%,
      rgba(255,255,255,0.15) 75%,
      rgba(255,255,255,0) 92%
    ),
    linear-gradient(0deg, var(--white) 0%, rgba(255,255,255,0) 18%, rgba(255,255,255,0) 82%, var(--white) 100%);
}
.hero .wrap {
  position: relative;
  z-index: 2;
}
.hero-copy { max-width: 560px; }
.hero h1 {
  font-size: 42px;
  line-height: 1.15;
  margin: 0 0 18px;
  color: var(--charcoal);
}
.hero h1 span { color: var(--orange); }
.hero p.lead {
  font-size: 18px;
  color: var(--warmgray);
  margin: 0 0 28px;
  max-width: 46ch;
}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.trust-list {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
}
.trust-list li {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--charcoal);
  display: flex;
  align-items: center;
  gap: 6px;
}
.trust-list .check {
  color: var(--orange);
  font-weight: 700;
}

/* ---------- section shared ---------- */
section { padding: 68px 0; }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 44px; }
.eyebrow {
  color: var(--orange);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  margin: 0 0 10px;
}
.section-head h2 { font-size: 30px; margin: 0 0 12px; }
.section-head p { color: var(--warmgray); font-size: 16px; margin: 0; }

/* ---------- what we help with ---------- */
.help-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.help-card {
  border: 1px solid var(--border);
  border-top: 3px solid var(--orange);
  border-radius: 4px 4px 14px 14px;
  padding: 30px 26px;
  background: var(--white);
  box-shadow: 0 6px 20px rgba(38,33,28,0.05);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.help-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 26px rgba(38,33,28,0.09);
}
.help-card .icon {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--peach);
  display: flex; align-items: center; justify-content: center;
  color: var(--orange);
  margin-bottom: 18px;
}
.help-card .icon svg { width: 24px; height: 24px; }
.help-card h3 { font-size: 18px; margin: 0 0 8px; }
.help-card p { font-size: 14.5px; color: var(--warmgray); margin: 0; }

/* ---------- why horizon ---------- */
.why {
  background: var(--charcoal);
  color: var(--white);
}
.why .section-head p { color: #C9C4BC; }
.why .section-head .eyebrow { color: var(--orange-light); }
.stat-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
.stat {
  text-align: center;
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  padding: 28px 16px;
}
.stat .num { font-size: 30px; font-weight: 700; color: var(--orange-light); white-space: nowrap; }
.stat .label { font-size: 13.5px; color: #C9C4BC; margin-top: 6px; }
.why-points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.why-points .point-num {
  display: block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  color: var(--orange-light);
  margin-bottom: 8px;
}
.why-points .point h4 { font-size: 15.5px; margin: 0 0 6px; color: var(--white); }
.why-points .point p { font-size: 14px; color: #C9C4BC; margin: 0; }

/* ---------- team ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 760px;
  margin: 0 auto;
}
.team-card {
  text-align: center;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 32px 24px;
}
.team-card .photo {
  width: 128px; height: 128px;
  border-radius: 50%;
  margin: 0 auto 18px;
  overflow: hidden;
  background: var(--peach);
  border: 3px solid var(--white);
  box-shadow: 0 4px 14px rgba(0,0,0,0.12);
}
.team-card .photo img { width: 100%; height: 100%; object-fit: cover; }
.team-card .photo.placeholder {
  display: flex; align-items: center; justify-content: center;
  font-size: 40px; color: var(--orange); font-weight: 700;
}
.team-card h3 { margin: 0 0 4px; font-size: 19px; }
.team-card .role { color: var(--orange); font-weight: 700; font-size: 13px; text-transform: uppercase; letter-spacing: 0.4px; margin-bottom: 10px; }
.team-card p.bio { color: var(--warmgray); font-size: 14px; margin: 0; }
.team-card .pending-note {
  margin-top: 10px;
  font-size: 12px;
  color: var(--warmgray);
  font-style: italic;
}

/* ---------- request a call form ---------- */
.contact {
  background: var(--peach);
}
.contact-box {
  background: var(--white);
  border-radius: 16px;
  padding: 40px;
  max-width: 760px;
  margin: 0 auto;
  box-shadow: 0 10px 30px rgba(0,0,0,0.06);
}
.form-row-group {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0 16px;
}
.form-row { margin-bottom: 18px; }
.form-row label {
  display: block;
  font-size: 13.5px;
  font-weight: 700;
  margin-bottom: 6px;
  color: var(--charcoal);
}
.form-row input,
.form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  color: var(--charcoal);
}
.form-row input:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--orange);
}
.form-row textarea { resize: vertical; min-height: 96px; }
#form-status {
  margin-top: 14px;
  font-size: 14px;
  font-weight: 700;
}
#form-status.ok { color: #2f7d3a; }
#form-status.err { color: #b3261e; }
.contact-box button[type="submit"] { width: 100%; font-size: 16px; padding: 13px 22px; }

/* ---------- final cta ---------- */
.final-cta {
  background: var(--charcoal);
  color: var(--white);
  text-align: center;
  padding: 72px 0;
}
.final-cta .eyebrow { color: var(--orange-light); }
.final-cta h2 { font-size: 30px; margin: 0 0 12px; }
.final-cta p.sub { color: #C9C4BC; font-size: 16px; margin: 0 0 28px; }

/* ---------- footer ---------- */
footer.site-footer {
  background: var(--charcoal);
  color: #C9C4BC;
  padding: 48px 0 28px;
  border-top: 1px solid rgba(255,255,255,0.08);
}
footer .foot-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
footer .foot-col h4 {
  color: var(--white);
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin: 0 0 14px;
}
footer .foot-col { display: flex; flex-direction: column; }
footer .foot-col a {
  color: #C9C4BC;
  text-decoration: none;
  font-size: 14px;
  margin-bottom: 10px;
}
footer .foot-col a:hover { color: var(--white); }
footer .brand { color: var(--white); margin-bottom: 16px; }
footer .foot-contact { font-size: 14px; line-height: 1.8; }
footer .foot-contact a { text-decoration: none; color: #C9C4BC; margin-bottom: 0; }
footer .disclosure {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 18px;
  font-size: 12px;
  color: #948F87;
  line-height: 1.6;
}

/* ---------- responsive ---------- */
@media (max-width: 860px) {
  .hero { padding: 64px 0 48px; min-height: 0; }
  .hero-copy { max-width: none; }
  .hero-fade {
    background: linear-gradient(160deg, var(--peach) 0%, rgba(255,255,255,0.9) 55%, var(--white) 100%);
  }
  .help-grid, .stat-row, .why-points { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  nav.site-nav .navlink { display: none; }
  .contact-box { padding: 28px 20px; }
  .form-row-group { grid-template-columns: 1fr; }
  footer .foot-grid { grid-template-columns: 1fr; gap: 28px; }
  .final-cta h2 { font-size: 24px; }
}